Overall, the yields offered by the big bank leave something to be desired. Business Savings and Time Account (CD) Rates - Wells Fargo. Portfolio by Wells Fargo: This account is great for those who have a significant amount of money. This savings account has no account and overdraft fees, plus it requires no minimum balance. Does Wells Fargo offer savings for businesses? - Toby Sembower, 12/16/2020. To open an account, you’ll be asked to provide your personal details, including your ID and Social Security number, as well as a method to fund the new account. Finder is committed to editorial independence. Subject to applicable Overdraft Protection transfer fees and account eligibility requirements. The Platinum Savings also has a maximum of six withdrawals per month, but it has a higher monthly fee at $12. Can I open this account if I don’t have a valid driver’s license? When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading. A Platinum Savings account is FDIC-insured and offers several easy options to access your money, including unlimited branch and ATM withdrawals and the option to write checks.. You'll also get: Optional Overdraft Protection., Use your Platinum Savings account to protect your Wells Fargo checking account from overdrafts. Also, you may earn higher interest rates with the Portfolio account. If you have an existing Wells Fargo Debit or ATM Card, we will link your new account to it. Wells Fargo also has multiple different savings account options: Way2Save Savings; Platinum Savings ; Wells Fargo CDs; The Way2Save Savings account has a maximum of six withdrawals during a month pay period and has a monthly fee of $5 that can be waived by having one of the following each pay period: BEST OVERALL RATING ★★★★★ 4.6. From Wells Fargo’s website, hover over Banking and Cards, then click Savings Accounts and CDs. You’ll need at least $1,500 or 10 posted debit card purchases per statement cycle to … Please refer to the Consumer Account Fee and Information Schedule and Deposit Account Agreement for details. Easy to avoid fees. Find an ATM or banking location near you. If the limit is exceeded, an excess activity fee for each transfer or withdrawal over the limit will be assessed. Do Wells Fargo savings accounts earn interest? This Wells Fargo savings account requires the same $25 deposit to open, and a minimum balance of $3,500 will waive your $12 monthly fee. For example, its Platinum Savings account charges a $12 monthly fee which you can have waived by maintaining at least $3,500 in the account. The bank also offers better opportunities to have the fees waived. You also get a 0% interest rate for your first nine months. Wells Fargo’s Platinum Savings account rewards customers who have higher balances with better savings rates. Earn one of the nation's top rates. Do Wells Fargo savings accounts earn interest? Customers who open a … Your mobile carrier’s message and data rates may apply. For time accounts, this change will occur upon renewal. Avoid the fee by keeping at least $3,500 in your account daily. Type Floating: Rate 0.10%: Currency: USD: This a basic business savings account that only requires a minimum of $25 to open. Wells Fargo Bank offers a variety of customer products and services, from checking and savings accounts to personal loans. Fund your account, review details and submit your application. From banking to investing to retirement, our newsletter has you … Regulation D and Wells Fargo limit certain types of withdrawals and transfers from a savings account to a combined total of six per monthly fee period. Wells Fargo treats its Platinum Savings account like a money market account. No monthly maintenance fees. The Platinum Savings account is the smarter option for those interested in doing all of their banking with Wells Fargo. " The Wells Fargo Platinum Card is especially useful for financing a large purchase interest-free, but the ongoing APR is high once the 0% period is over. Way2Save Savings: Perfect for those who find it hard to save money. Navegó a una página que no está disponible en español en este momento. SuperMoney Disclosure : SuperMoney.com is an independent, advertising-supported service. Business Savings and Time Account (CD) Rates - Wells Fargo. While. information service that aims to provide you with information to help you make better decisions. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. Wells Fargo wins this category because you can earn up to 2.15% APY if you have at least $25,000 in the Platinum Savings account. Accounts offered by American Express National Bank, Member FDIC. Wells Fargo Business Platinum Savings Account. Business Platinum Savings. Wells Fargo CDs. Way2Save Savings: Good for those who find it hard to save money. With mobile banking and a free ATM card, Wells Fargo makes it easy to access your money: Yes. Password. These factors include: interest rates, monthly fees, minimum deposits, customer service and account features. or call us at 1-800-869-3557. Yes, it’s called the Wells Fargo Platinum savings account and it offers up to 2.15% APY, depending on the specifics for your account. We may also receive compensation if you click on certain links posted on our site. The APY offered for the Platinum Savings account is the highest yield across all Wells Fargo accounts, though. I have had a regular savings account with Wells Fargo for years, and wanted to add something to help me save a bit more money without thinking much of it. To open an account, you’ll be asked to provide your personal details, including your ID and Social Security number, as well as a method to fund the new account. Save Username Checking this … Wells Fargo has more than 13,000 ATMs in over 40 states, a much larger network than U.S. Bank. Checking Accounts. Availability may be affected by your mobile carrier's coverage area. Terms of 3 months, 6 months or 1 year offered for Fixed Rate CDs; 24-month term offered for Step Rate CD. You can earn up to a 1.95% APY on savings, but you'll need a balance of at least $25,000 to get that rate. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Wells Fargo Platinum card Review: More Details. If you hold a balance over $100,000, you’ll earn the bank’s highest interest rate. Yes. Please enable JavaScript on your browser and refresh the page. If the limit is exceeded on more than an occasional basis, your savings account could be converted to a checking account or closed, which would discontinue any Overdraft Protection it might be providing to another account. The Wells Fargo Platinum card* is a straightforward, no-frills credit card that also offers 0% interest on purchases and qualifying balance transfers for … You'll also get online bill pay, online transfers, and mobile deposit. Username. You'll earn an unlimited 1.5% cash rewards on purchases. Wells Fargo CDs. Wells Fargo Platinum Savings account. Maintain that balance of at least $25,000 for 90 days from account opening We may receive compensation from our partners for placement of their products or services. Learn More. Here, there are no minimum turnover amounts and a lower spending threshold to get the cash back bonus on offer. Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. The Wells Fargo Platinum Savings account is available in all 50 states and offers a debit card and checks for easy access. Wells Fargo’s Platinum Savings account rewards customers who have higher balances with better savings rates. After that, a 16.49%-24.49% variable APR. Platinum Savings: If you keep a higher balance in your savings account, you may have access to higher interest rates with the Platinum Savings. However, this too can be avoided by maintaining a $3,500 minimum daily balance. $25 minimum opening deposit; Special interest rates available for qualifying accounts; For balances between $0 - $24,999.99: 0.05% Standard Interest Rate, 0.05% APY; For balances of $25,000 or more: 0.06% Standard Interest Rate, 0.06% APY; 20 monthly deposited items included, $0.50 each beyond that total ; $5,000 in monthly cash deposits … The universal Wells Fargo transfer limit is 6 transfers from your savings account per month. Wells Fargo’s savings account monthly maintenance fees range from $5 for its Way2Save Savings account to $12 for its Platinum Savings account; these accounts don’t have nearly as many fees as Wells Fargo’s checking accounts. At Finder, we value and respect our editorial independence. Please do not enter any personal or account information in this box. The account does has tiered rates/ The rate of 0.10% is 0.54% lower than the average 0.64%. Higher APY. Credit card subject to credit qualification. We strive to ensure our content is clear and honest. Savings Accounts. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances. Platinum Savings: If you keep a higher balance in your savings account, you may have access to higher interest rates with the Platinum Savings. We keep our reviews completely factual so you can use them to make better decisions. Enjoy no monthly fees and a competitive APY with this online-only savings account. There is a maximum of three excess activity fees per monthly fee period. No direct link to offer, sent out via snail mail 1. Though if you want to qualify for the high APY, you need at least to open the account, and you can’t open it online. The Central Bank of Kansas City Savings account, offered through SaveBetter, has a $1 opening deposit and earns 0.4% APY. If you are If you’re the owner of a smaller business, you might want to consider the Business Platinum Credit Card. Yes, it’s called the Wells Fargo Platinum savings account and it offers up to 2.15% APY, depending on the specifics for your account. For a $12 monthly service fee, you could qualify for a bonus interest rate of up to 0.06%. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. Heres a look at the some of the interest-related accounts at Wells Fargo, along with current interest rates and suggestions on how you can get the best interest rates at this national bank. Go to the provider’s site and follow the steps to apply. Wells Fargo Savings Account Fees. Does Wells Fargo offer any other savings accounts? Also it is 2.05 % lower than the highest rate 2.15 Updated Apr, 2020 Take a look at the highest yield money market accounts too. Wells Fargo Savings Account. Deposit at least $25,000 in new money within 10 days of account opening 1.2. Wells Fargo is offering some customers a bonus of $500 when they open a savings account and complete the following requirements: 1.1. The length of time the specific product statements are available online can be found in Wells Fargo Online® in Statements & Documents. Business Platinum Savings. Features of the Way2Save Savings product include: transfers of $1 from your Wells Fargo checking account to your Way2Save Savings account for every qualifying transaction, the ability to set up monthly automatic transfers of $25+ and overdraft protection. You can avoid it with a minimum daily balance of $3,500. Yes, but you should visit your nearest branch to get assistance from a customer service representative. 1. While both banks charge monthly maintenance fees for their accounts, Wells Fargo fees tend to be lower. Balance transfer fees apply. Wells Fargo accounts charge monthly fees, but you get many ways to waive them. No account opening or maintenance fees. However, because they’re designed to retain and grow money through a savings interest rate, you are limited to six penalty-free savings account withdrawals. Chase vs. Wells Fargo: Fees. How to get a Platinum Savings account. CODES (3 days ago) This Special Interest Rate offer is available only in branches. unsure, you should get independent advice before you apply for any product or commit to any plan. OVERALL RATING. In conclusion, Capital … It seems like Wells Fargo is starting to push saving account bonuses more often now as well. Business Time Accounts (CDs). Credit Cards: Choose from credit cards for cash back, rewards or building credit. We may receive payment from our affiliates for featured placement of their products or services. You can use your Wells Fargo savings account or line of credit as a backup source of funds, but there is a $12.50 transfer fee each time money is moved from savings … Or ATM card, Wells Fargo CDs: Perfect for those interested doing! Of three excess activity fee for each transfer or withdrawal over the limit is exceeded, an excess activity for. 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